Retrieve a detail of underwriting decision.

POST http://api.kompliant.com/workflow.underwritingDecision.get (OpenAPI specification)

Usage Info

This method retrieves detail of the underwriting decision provided.

Request

Parameters

Parameter	Type	Required	Description
underwriting_decision_id	string	Yes	The identifier for the Underwriting Decision.

Example

{
  "underwriting_decision_id":"c6543799-47f0-44aa-8c6e-4de941c2f41b"
}

Response

Data

Parameter	Type	Description
underwriting_decision_id	string	The identifier for the underwriting decision.
workflow_id	string	The identifier for the workflow
subject_record_id	string	The identifier for the subject record.
status	string	The status of the underwriting decision. Must be one of UNDERWRITING_DECISION_STATUS .
decisioned_at	string	The date-time when the underwriting decision was made. The value will be in ISO 8601 date and time format (YYYY-MM-DDTHH:mm:ss.SSSZ).
decisioned_by	string	The identifier of the entity that made the decision.
verification_decisions	array	List of verification decisions associated with the underwriting decision.

Verification Decision Parameters

Parameter	Type	Description
verification_decision_id	string	The identifier for the verification decision.
entity_type	string	The type of entity. Must be one of VERIFICATION_ENTITY_TYPE.
entity_ids	string	The identifier of the entities. It can be individual, multiple or empty.
verification_type	string	The type of verification. Must be one of VERIFICATION_TYPE.
status	string	The status of verification decision. Must be one of VERIFICATION_STATUS.
decisioned_at	string	The date-time when the underwriting decision was made. The value will be in ISO 8601 date and time format (YYYY-MM-DDTHH:mm:ss.SSSZ).
comment	string	The comment added to the verification decision.
decisioned_by	string	The identifier of the entity that made the decision.

Example

{
  "meta": {
    "status": "SUCCESS",
    "version": "2025-03-24",
    "trace_id": "trc_57uD0l1qjF4n5yT3pFeWiw"
  },
  "data": {
    "underwriting_decision_id": "c6543799-47f0-44aa-8c6e-4de941c2f41b",
    "workflow_id": "w_34lLDuJYFcWC5usyDLissC",
    "subject_record_id": "sr_62vXqvloRUbDaOch6nqBnS",
    "status": "APPROVED",
    "decisioned_by": "[email protected]",
    "decisioned_at": "2026-01-22T08:23:31.853Z",
    "verification_decisions": [
      {
        "verification_decision_id": "1bca75ab-5fd6-464b-90e2-72193ede30ec",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "ENTITY_VERIFICATION",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:24.809Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "67ff8d43-5f44-47b2-b991-62e52fad7c43",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "SANCTIONS_SCREEN",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:24.575Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "50c3bde9-f0c0-4b93-b95b-751c974f525a",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "RISK_FLAGS",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:26.451Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "8e5803d3-1c16-4dbd-9dd2-faefe5a52ddb",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "RISK_INDICATORS",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.421Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "eb206161-ab1c-4a77-b479-8bc31ac1a895",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "MATCH",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:24.683Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "8eaf958a-66f9-4cf3-9467-4f5976ecb615",
        "entity_type": "BUSINESS",
        "entity_id": "b_7Hnt8aNAec8nUTbT69cTQb",
        "verification_type": "SITE_ANALYSIS",
        "status": "NEEDS_REVIEW",
        "decisioned_at": "2026-01-22T06:58:24.422Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "e178ad8e-81f0-449b-b8da-d2b058702f3d",
        "entity_type": "BANK_ACCOUNT_AGGREGATE",
        "verification_type": "FINANCIAL_INFORMATION",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.600Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "c0370996-73ef-4112-94c7-7cca4a85ed28",
        "entity_type": "PERSON_AGGREGATE",
        "entity_id": [
          "p_3Dc7So6J8cnyQTaZgkvisG"
        ],
        "verification_type": "ENTITY_VERIFICATION",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.591Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "05d539af-750c-4b96-986e-32b68f1db073",
        "entity_type": "PERSON_AGGREGATE",
        "entity_id": [
          "p_3Dc7So6J8cnyQTaZgkvisG"
        ],
        "verification_type": "SANCTIONS_SCREEN",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.526Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "7b2ae163-ad58-4952-8145-c729185c6329",
        "entity_type": "PERSON_AGGREGATE",
        "entity_id": [
          "p_3Dc7So6J8cnyQTaZgkvisG"
        ],
        "verification_type": "RISK_FLAGS",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.562Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "61d9aff7-99d6-4fd6-aa52-69c8c29ac252",
        "entity_type": "PERSON_AGGREGATE",
        "entity_id": [
          "p_3Dc7So6J8cnyQTaZgkvisG"
        ],
        "verification_type": "FRAUD_ANALYSIS",
        "status": "NO_DECISION",
        "decisioned_at": "2026-01-22T06:58:35.618Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      },
      {
        "verification_decision_id": "3f164239-9967-405a-917e-b1ae319ff1ed",
        "entity_type": "PERSON_AGGREGATE",
        "entity_id": [
          "p_3Dc7So6J8cnyQTaZgkvisG"
        ],
        "verification_type": "RISK_INDICATORS",
        "status": "PASS",
        "decisioned_at": "2026-01-22T06:58:35.655Z",
        "comment": null
        "decisioned_by": "SYSTEM"
      }
    ]
  }
}

Errors

Error Code	HTTP Code	Possible Cause
BAD_REQUEST	400	Required parameters not provided. Invalid values provided.
ENTITY_NOT_FOUND	400	The `underwriting_decision_id` provided does not exist.