SUBJECT_RECORD_UNDERWRITING_STATUS_UPDATED Event

This webhook event is sent when an underwriting decision status is updated for a subject record. This allows you to track approval, decline, or other underwriting outcomes in real-time.

When This Event Is Sent

• A business changes it's underwriting status on the Underwriters Dashboard

Decrypted Data Parameters

This event includes all default parameter for version 1.0 in the decrypted data parameter, plus the following parameters:

Example Payload

Note: This example shows the decrypted payload. When you receive this webhook, the data field will be encrypted. See the encryption reminder for details.

{
  "id": "wh_3UsH3JuYuU469Vd1GWniv5",
  "event_type": "SUBJECT_RECORD_UNDERWRITING_STATUS_UPDATED",
  "timestamp": "2026-03-18T22:14:53Z",
  "account_id": "account_id",
  "schema_version": "2025-11-21",
  "key_id": "whk_20260318_03",
  "data": {
    "version": "1.0",
    "subject_record_id": "sr_6Hnns6QjaGuoZI1vMKFUnE",
    "workflow_id": "w_3JeL6yROr7foIHe0OwbSAj",
    "workflow_type": "BUSINESS_UNDERWRITING",
    "user_context": {
      "user_id": "[email protected]",
      "user_type": "USER"
    },
    "underwriting_status": "DECLINED"
  }
}